Some of these programs or help we listed bellow requires from you a proof to be an American citizen but others are not necessary and are for all residents in the U.S in needs independent of her/his legal status.
Financial Relief Funds
1) The Freelancers Relief Fund
The Freelancers Relief Fund from Freelancers Union is designed to help freelancers, who are at a disproportionate risk of financial hardship right now, get through this time. It offers up to $1,000 per household to help cover lost income and expenses not covered by government relief programs.
2) Freelancer Co-Op COVID-19 Emergency Fund
The Freelancer Co-Op COVID-19 Emergency Fund is unique in that it encourages freelancers to help one another. This fund pools the resources of those freelancers who are in a position to donate money and distribute them to those who have been hit the hardest.
3) GoFundMe Small Business Relief Initiative
The GoFundMe Small Business Relief Initiative is specifically geared toward small businesses that are in dire need as a result of the pandemic.
4) Uber Financial Resources for Drivers
Uber offers financial resources for drivers who actively drive or deliver with Uber and get diagnosed with COVID-19.
5) Lyft Financial Resources for Drivers
Lyft financial resources for drivers include providing funds to qualifying drivers who have been diagnosed with COVID-19 or put under individual quarantine by a public health agency.
6) Bartender Emergency Assistance Program
The Bartender Emergency Assistance Program offers financial assistance to bartenders or the spouse or children. While the program is offered through the USBG, bartenders don’t have to be a member of the organization to apply.
7) DoorDash Financial Resources for Drivers
DoorDash is currently offering up to two weeks of financial assistance to Dasher in the US and Puerto Rico if they’ve been active on the DoorDash platform for at least 60 days and have completed at least 30 deliveries in the past 30 days.
The Craft Emergency Relief Fund offers financial assistance to established artists working in a craft discipline.
9) Unemployment and Partial Unemployment Benefits
Unemployment benefits and Partial unemployment benefits may be available to you if you are underemployed or working part-time as a result of the pandemic. Some states have expanded this to cover freelancers and other entrepreneurs, as well.
10) Scholly COVID-19 Student Relief Fund
The Scholly COVID-19 Student Relief Fund provides $200 of cash assistance to cover groceries, health supplies, and other necessities to students, parents of students, or graduates.
11) MusiCares COVID-19 Relief Fund
The MusiCares COVID-19 Relief Fund provides financial assistance to musicians who earn all or the majority of their income through performances.
12) Verizon Small Business Recovery Fund
The Verizon Small Business Recovery Fund offers financial resources to help small businesses pay rent and utilities, meet payroll, pay outstanding debts to vendors, and cover other immediate operational costs.
13) $1 Million Community Commerce Fund from Shea Moisture
The Shea Moisture $1 Million Community Commerce Fund is offering financial resources to entrepreneurs of color and small business owners. Applications available since April 8th, 2020.
Offering financial resources for cosmetologists, barbers, salon owners, educators, nail techs, and estheticians, the PBA COVID-19 Relief Fund aims to help those in the beauty industry through what is possibly the worst financial crisis for the industry.
Financial Resources for Utilities, Medical Expenses, and Other Bills
In addition to working less or not at all, an added strain in these times is the fact that, while our income may have stopped, our expenses have not. These financial resources can help people cover all kinds of incoming bills.
15) Student Loan Forbearance
The U.S. Department of Education is offering broad relief for federal student borrowers including student loan forbearance.
16) Financial Resources for Freelancers
The Freelancers Union has information on paid sick leave and other financial resources for freelancers, a population segment hit exceptionally hard by the financial stress of the pandemic.
17) Low Income Home Energy Assistance Program
The Low Income Home Energy Assistance Program (LIHEAP) assists eligible low-income households with heating and cooling costs, bill payments, energy crisis, assistance, and other financial resources.
18) Financial Resources for Utility Relief
A number of companies are offering various financial resources for utility relief to their customers during this time. Be sure to check for your utility company on the list.
19) Rauschenberg Emergency Grants Program
The Rauschenberg Emergency Grants Program offers one-time grants of up to $5,000 to cover unexpected medical emergencies. This program is available to visual and media artists and choreographers in the U.S and U.S. territories.
NeedyMeds is a financial resource connecting people to programs that help them cover medications and other healthcare costs.
LifeLine offers a portal through which people can apply for reduced monthly phone and internet costs. The website even offers a video to make it easy to apply.
You’ve probably seen this company on TV commercials can GoodRX can save people up to 80% on many prescription drugs, and it’s available through virtually every pharmacy in the country. There’s never been a better time to try to save in every way possible, so give them a look.
23) HealthWell Assistance
HealthWell Assistance provides financial help to uninsured individuals suffering from chronic or life-altering illnesses. It helps with copays, premiums, deductibles, and out-of-pocket expenses for supplies, supplements, surgeries, and other expenses.
24) Need Help Paying Bills
Need Help Paying Bills is portal offering information on financial resources to help with everything from medical bills to low-interest loans.
Peer-to-Peer Financial Resources and Supplies
One of the most powerful financial resources we have during this time is our community. Thes peer-to-peer programs help everyone band together to make the most of their financial resources.
25) Peer-to-Peer Amazon Wishlist Fulfillment
We found an interesting Google Doc that is basically a peer-to-peer Amazon wishlist fulfillment platform. Create a wishlist and set it to public, then fill in your information on the site complete with your address.
Leveler is a peer-to-peer wealth distribution platform that allows people with job security to help those who have been impacted by the pandemic. Through this platform, those in need can apply for assistance and those who are financially secure can give it. It’s a simple process. This is a mobile-based platform, so be sure to interact with your phone.
27) Ask Umbrella
Ask Umbrella is an organization devoted to helping adults 60 and over get the essentials they need. During the COVID-19 crisis, they’ve waived their annual membership fee and are charging only $6 per delivery.
Food and Baby Supplies
Many families are looking for financial resources to help them provide for their children, putting food on the table and diapers on little tushies. These financial resources can help families get through the current hardships that so many are facing.
28) Catholic Charities
Catholic Charities provides access to affordable food and housing across America. Visit the Catholic Charities website and use their locator to find Catholic Charities near you.
29) The National Diaper Bank Network
The National Diaper Bank Network (NDBN) works to provide diapers to parents across the United States. They have offices all over the country, so use the National Diaper Bank Network to find help near you.
29 )Human Milk Banking Association of North America
The HMBANA aims to help provide breast milk to babies across the country.Their website has an easy-to-use locator to help you find help near you.
30) WIC Supplemental Food Assistance
The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) helps low-income pregnant, breastfeeding, and non-breastfeeding mothers provide food to children up to five years of age.
31) Supplemental Nutrition Assistance Program (SNAP)
The SNAP program is what most people call food stamps. This program helps those who are in need get the food that their families require. Many states have loosened guidelines, so you should look into your state’s requirements. California, for example, is offering 6 months of food stamps to anyone who applies with no questions asked.
32) Feeding America
Feeding America is a network of 200 food banks and 60,000 food pantries and meal programs serving virtually every community in all 50 states, as well as Washington, D.C. and Puerto Rico. Use the Feeding America food bank locator to find help near you.
33) National Financial Resources
These national financial resources are available nationwide and can help hard-hit families get through the current financial crisis caused by the pandemic. These resources are available for application online and are open to all.
34) Temporary Assistance for Needy Families (TANF)
TANF helps families in need to achieve self-sufficiency. The program gives block grants to states so that they can design and operate programs that help needy families get back on their feet.
Medicaid provides health coverage to low-income adults, children, pregnant women, elderly adults, and people with disabilities across the country. If you have recently lost your job and/or your insurance, Medicaid insurance may be an option for you.
Right now, there are two heavy hitters out there for individual grants. ModestNeeds and Facebook Small Bussiness Grants Program are both helping to support individuals hit hard by the financial strain of the current health crisis.
ModestNeeds is an individual grant supporting hourly workers who have been impacted by the inability to work due to COVID-19 business closures.
The Facebook Small Business Grants Program offers $100 million in cash grants and ad credits to help small businesses survive the economic impact of the global pandemic we’re all facing. The Facebook Small Business Grants Program page has all the information you need to see if you qualify and direct you on how to apply for the grant.
Financial Resources for Small Businesses
There are three interest-free loans that can be a life-saver for those running small businesses. SBA Disaster Loan Assistance, Kive Crowdfunded Small Business Loans, and the Paycheck Protection Program are all designed to help you keep your small business going until things get back to normal.
38) SBA Disaster Loan Assistance
The SBA Disaster Loan Assistance program helps medium and small businesses obtain favorable loans to help them keep their businesses running in times of disaster.
39) Kiva Crowdfunded Small Business Loans
Kiva Crowdfunded Small Business Loans harness the power of the public to provide small businesses with no-interest loans of up to $15,000. In addition, new borrowers are offered a grace period of up to 6 months for great financial flexibility in these times.
40) Paycheck Protection Program
For those running a small business and trying to keep their staff employed, the Paycheck Protection Program offers financial assistance that is 100% forgiven provided 75% of the loan is used to keep employees on payroll for eight weeks.
General Financial Resources Information Guides
The guides listed below offer various information and financial resources insight for small businesses struggling during this global crisis. Follow the links to access information to help your business and employees during this time.
Be well, with health and peace.